Call it the tale of two stereotypes. In one, Millennials are job-hopping crypto-crazed maniacs who would rather buy bitcoin than bonds. In the other, they’re a generation so scarred by the Great Recession that they cling to any chance for job security and keep their money (what little they have left after student loan payments) in cash.

Of course, with so many Millennials around (they’ll displace the Baby Boomers next year as America’s largest living adult generation), you can find examples to fit any stereotype. But a decade after the financial crisis, there’s evidence that as a whole, the generation and its attitudes toward work and money have indeed been influenced by the Great Recession.

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